Mandatory cover for employees and sole traders. Comply with the law and protect the people who work with you, with personal support if you need to make a claim.
What this insurance covers
Medical care and medication, compensation for temporary or permanent incapacity, and a pension in the event of death resulting from a workplace accident.
How it works, on video
(Explainer video coming soon)
Frequently Asked Questions
Is this insurance required by law?
Yes. In Portugal, all employers must insure their employees, and self-employed workers are also required to insure themselves.
What is the difference for employees and self-employed workers?
The conditions and how the premium is calculated vary with the type of employment — I look at your specific case to propose the right cover at the best cost.
What happens if I don’t have this insurance?
Besides legal liability and possible fines, you are personally exposed to high costs if an accident happens — this insurance protects both the worker and the business.
How does it work if there is an accident?
The accident must be reported to the insurer straight away, and the treatment prescribed by the doctor should be followed. I support you throughout the process so that medical care and compensation are handled as quickly as possible.
Request your quote today
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